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Authors: Mindy Starns Clark

BOOK: Echoes of Titanic
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She still ached with guilt and shame for what she'd done.

Only she knew the full reason that she had lived and her cousin had died. She knew because she'd had a part in it herself—a fact that would haunt her for the rest of her days. She rarely spoke of the tragedy, and those close to her had learned not to ask. It was a grief she could only bear alone, a pain that could be understood only by those who had lived through it.

Yet, perhaps even her fellow survivors could not fully comprehend her pain. Certainly, they all felt the grief, the loss, the sorrow. But she also felt
guilt
, a guilt that wrapped around her chest and threatened to choke the air from her lungs and the very life from her heart. Was there any justification for her actions? Any chance of forgiveness? Only time would tell.

She ran her finger along the empty slot in the side of the harp, where the other pin had been designed to fit. Just as this pin set would never be complete without its other half, she would never be complete again, at least not in this lifetime. The best she could do was to live in a way that would honor her cousin's memory and keep her dreams alive. That would start, she decided, by rejoining the others at the memorial stone now, no matter how difficult it was for her.

As she neared the group gathered in remembrance, she spotted him among the mourners, his black overcoat blowing in the wind, and a chill went through to her very bones. The narrow brim of his hat cast a shadow across his eyes, but she realized he must have been watching her because he quickly turned his face away.

Her heart pounded. She knew his secrets from that night, and he knew hers. Would they both remain silent to the end?

Or would one of them end up breaking their uneasy truce, driven by the cries they had both endured, cries that still echoed across the blackest waters of a deep and unforgiving sea?

CHAPTER
ONE

Lower Manhattan, New York
April 3, 2012

K
elsey Tate glanced at the clock and then at the stack of files on her desk. It was three p.m., which meant she had thirty minutes before she'd need to start getting ready for the ceremony. She knew she should use that time to work on risk assessments, but something told her she'd be better off getting some fresh air and clearing her head. The assessments she could do later that evening, once the big event was over. For now, she wanted to run through her speech and somehow find focus. Today had been a busy day at the office, and at the moment all she felt was scattered.

Taking a deep breath and letting it out slowly, she made the decision. Air. Ceremony. Work. In that order.

She locked the files away, straightened her desk, and grabbed her Bluetooth headset for cover. The only way she'd get out of here without being pulled into half a dozen conversations en route to the elevator was to clip the device over her ear and pretend she was on an important call as she went. She loved her front office and the view it afforded her of the busy Manhattan streets below, but sometimes it was a pain having to run the gauntlet of a conference room, an administrative assistant area, and three other executive offices just to get away.

“Is there something proprietary about this?” she asked aloud as she stepped into the hall and pulled the door shut behind her. “Because otherwise, I'm
afraid it's just a little too early to buy in. At this point, there's simply not enough data.”

Pausing at the desk of Sharon, her executive assistant—or “EA,” as she liked to be called—Kelsey told the nonexistent person on the other end of the line to hold on and then said in a low voice, “I'm running out for a few, but I'll be back by three thirty if anybody needs me.”

“Got it, Chief,” Sharon replied with a brisk nod, her auburn, precision-cut bob swinging loosely around her face.

So far, so good. Continuing on toward the elevator, Kelsey spotted one of her more talkative coworkers coming up the hall, so before he could speak, she gave him a quick smile and continued with her faux telephone conversation.

“Look, we can't justify a buy-in of that size. You know as well as I do that you're estimating the value too high. A million and a half for ten percent is ridiculous.”

The coworker smiled in return and continued past her in the hall.

She finally made it to the elevator, pushed the down button, and punctuated her wait with several well-timed brief utterances. “Really?…With that price earnings ratio?…I don't know, I'm not sure about that…How much?”

Finally, the bell dinged and the doors opened to reveal an empty elevator. She stepped inside with relief and removed the device from her ear as soon as the doors whisked shut again. She hated to admit it, but her nerves were more rattled today than she had anticipated, though she wasn't sure why. The announcement she'd be making at the ceremony was an important one, yes, and something she'd been working toward for a long time. But she was no stranger to the podium. She had no fear of public speaking.

It was a more general, vague apprehension she was feeling, almost a foreboding about today's impending event, though she couldn't imagine why. Regardless, Kelsey had these thirty minutes to pull herself together somehow. Then she would return, get ready to go on, do her part, and be done with it.

If only the new public relations consultants hadn't insisted on combining the two separate announcements into one big celebration
, she thought as she reached the lobby and walked briskly toward the front door. Though she usually stopped to chat with her friend Ephraim, the building's head of security, she moved on past with just a glance and a wave toward the front desk. Once she was outside, she exhaled slowly, grateful for the warm spring sunshine.
Weather in April in New York City could go either way, but today was warm and dry, thankfully, with just a hint of a breeze.

Turning right, Kelsey merged into the foot traffic moving down the wide sidewalk toward Battery Park. On the way, she thought about the important part of today's ceremony, the announcement of a brand-new scholarship program to be funded by her late great-grandmother's foundation. Adele Tate had survived
Titanic
and gone on to become a successful businesswoman in an era when women in business were practically unheard of. In her later years, she had created the foundation with the express purpose of empowering other women in business. This new program Kelsey would be announcing today was a perfect fit and would provide up to ten scholarships per year to outstanding young females majoring in business-related fields of study.

Kelsey had been pushing for this for a long time, but it wasn't until recently, when her family's firm, Brennan & Tate, had begun taking steps to improve their public relations, that the board was even willing to consider it. The fact that, in the end, the scholarship decision had come down to a PR move rather than any actual altruism didn't bother her. She figured as long as the money was given out to deserving recipients, the end result was the same, regardless of motive.

Kelsey ran through her speech as she continued down the sidewalk and was pleased to get through the entire thing without once having to refer to the notes in her pocket that listed her key points. When she finally reached the corner at Number One Broadway, she looked ahead longingly at Battery Park, a fixture of the city for several hundred years and the perfect greenery-filled end cap to the island of Manhattan. More than anything, she wanted to make her way across the street and into the park to seek out one of her favorite spots in all of New York: the old family memorial stone that honored her two relatives who had perished on
Titanic
. Kelsey loved to visit the memorial, as it always left her feeling connected somehow to her many family members, both living and dead.

But there was no time for that now. Instead, she turned left, and once the light changed she moved with the crowd across Broadway to the triangular-shaped area on the other side known as Bowling Green. At the foot of the triangle was a sprinkling of vendors, and she took a moment to buy a bottle of water from a pretzel cart. Continuing onward, she tried some deep breathing exercises as she angled across the wide base of the triangle to tiny
Bowling Green Park, another of her favorite places to go when she needed a quick breather during the workday. She loved the symmetry of the place and convergence of shapes: a circular fountain inside an oval park on a triangular piece of land. This was a little oasis of greenery in a landscape of cement, its current focal point a ring of vivid red tulips surrounding the fountain.

Kelsey wanted to sit for a while on one of the benches that lined the walkway and take it all in, but she knew she needed to keep moving. At the very least, she slowed her pace and sipped her water and forced herself to get down to what was really bothering her: the other purpose of today's event, the part she wasn't exactly jumping up and down about.

To be sure, she appreciated the honor that was about to be bestowed upon her, and she was proud of having reached this new level of achievement in her career. The problem wasn't the award itself but the big public fuss that was being made over it. Others had earned membership in Brennan & Tate's “Quarter Club” in the past, and the most they had received was a handshake and a little plaque.

She, on the other hand, was about to be trooped out front and center in what the PR firm was practically turning into a circus. Between the handwritten invitations and the catered munchies, they were going all out to promote something that should have happened far more quietly. The best Kelsey could do, she supposed, was to grin and bear it—and try as hard as she could to keep the focus on Adele and the foundation and the new scholarship program. The more publicity for that, the better.

Kelsey let out a deep sigh as she continued through the park. This was the price she paid for being not just an account associate in the company's corporate finance division but an account associate in the corporate finance division who also just happened to be the great-great-granddaughter of the company's founder and the daughter of its reigning president. If there was such a thing as reverse nepotism, she thought, she was living it now. She'd never expected her professional path to be made easier because of family connections, but she also hadn't realized how much harder she'd have to work because of them.

At least she had her mentor and business-savvy friend Gloria to guide her through this current maze of public relations troubleshooting. But she'd be glad when this flurry of promotions was finally over and she could get back to business as usual. She loved what she did—and she was very good at it—but
lately she'd spent more time authorizing interviews than she had authorizing investments.

Looking upward, Kelsey watched as a copter lifted off from the heliport at the water's edge, probably taking some important executive to a business meeting. She picked up the pace, exiting the park at the northern end and making her way around a group of chattering tourists who were taking turns posing for photos beside the bronze bull, a statue that had become synonymous with Wall Street and the stock market. Crossing back to her side of the road, she retraced her steps to the office building, allowing herself to take in the sights and sounds and smells of the city that was always so utterly alive and invigorating: car horns blaring the ever-present soundtrack of New York, the doughy smell of pretzels warming in a vendor's cart, businesswomen on their way to appointments in thousand-dollar suits and Uggs, their designer heels tucked inside briefcases for when they reached their destinations.

About twenty feet from her building, Kelsey spied a catering truck idling out in front and stopped short. From what she could see, Ephraim was holding open the door as a trio of uniformed workers dashed in carrying trays of food. Feeling a vague stir of nausea at the spectacle to come, she ducked into an alley on her left and made her way around to the back side of the building.

At the rear entrance, a solid metal door with a keypad above the knob, Kelsey typed in her security code, listened for the click, and stepped inside. Coming in this way, she'd have to take the stairs rather than the elevator, but she didn't care. Right now she just couldn't face the lobby and the excited chaos of the event that was being pulled together in her honor.

Kelsey's office was on the fourth floor, but she continued up the back stairs to the fifth without stopping. Once there, she again had to type in her security code, and then that interior door unlocked with a soft click. The fifth floor back entrance opened into the executive conference room, but it didn't occur to Kelsey until she was swinging the door wide that she might be interrupting some sort of meeting. Fortunately, however, she wasn't. The room was empty.

Stepping inside as the door to the stairwell fell shut behind her, Kelsey paused, relishing in the peace and quiet of the empty space. The fresh air had done her good, but the busyness of the streets had managed to stir up the busyness in her soul. She still felt disquieted, unsettled.

Apprehensive.

Ignoring those feelings, Kelsey glanced around, trying to remember if there was a phone in here as there was in the conference room on the fourth floor. Sure enough, she spotted it on the back wall, mounted between the audio/video cabinet and the broad space where the projection screen hung when it was in use. Lifting the receiver, Kelsey dialed the extension for her EA and told her she was back in the building but would be upstairs with Gloria until it was time for the big event. Sharon read off several messages that had come in while she was gone, none of them urgent, and then said there was one more thing.

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