MONEY Master the Game: 7 Simple Steps to Financial Freedom (95 page)

cautions for,
402

environments in,
386
–88

expectations for,
397

and
401
(k),
402
,
403
–4

and interest rates,
398
–99

long-term approach of,
397

maximizing returns in,
379

name of,
390

percentages (allocation),
333
,
378
,
390
–91

performance of,
392
,
393
–96,
398
–99,
404
,
405

questions on,
376
–78

reality of,
399
–402,
405

risk vs. balance,
382
–83

simplicity in,
388

video about,
404
–5

All Weather portfolio,
100
–101,
377
–78,
387
–89

and All Seasons,
390
;
see also
All Seasons strategy

Álvarez, Saúl “Canelo,”
53

Amanpour, Christiane,
587

America Makes,
561

American Dream,
276

America’s Best
401
k,
68
,
143
,
144
–45,
146
–48,
404

Fee Checker,
145
,
148
,
151
–52,
181

Anderson, Chris,
559

Andretti, Mario,
247

Angelou, Maya,
601

annuities,
165
–71,
419
–41

advanced life deferred annuity,
427

“annuicide,”
416
–17

cap on,
429
,
439

death benefit guarantee,
169
,
171

deferred,
420
,
423
,
427
,
428

emergency withdrawals,
438
–39

fees,
168
–69,
308
,
434
,
439

fixed deferred annuity,
425
,
426
–27

fixed indexed annuities (FIAs),
170
,
179
,
423
,
427
–31,
435
–37

guaranteed lifetime income stream from,
166
,
170
,
179
,
181
,
308
,
418
,
421
,
422
,
424
,
430
–31,
436
,
438
,
448

immediate,
420
–22

income amount from,
440

of insurance companies,
167

and life income plan,
416
–18,
419
–41

linked to market returns,
420

and mortality rates,
433

questions about,
438
–41

safety of,
424

in Security/Peace of Mind Bucket,
308
,
438

surrender charges,
169
,
171

tax benefits of,
168
,
235
,
440

1035 exchange,
171

variable,
168
,
181
,
308
,
424
–25

Anthony Robbins Foundation,
26
,
593
n

anticipation, power of,
30

Apple,
297
,
318
,
458
,
461

Arendt, Hannah,
343

Ariely, Dan,
38
–39,
40
,
590
–91,
601

Armstrong, Neil,
78

Arnott, Robert,
95

artificial intelligence (AI),
569
,
570

As a Man Thinketh
(Allen),
19

asset allocation,
45
,
170
,
282
–83,
295
–320

art of,
314
–15

Bogle’s views on,
482
,
483
–84

Dalio’s ideas of,
see
Dalio, Ray

definition of,
296

and diversification,
296
,
297
–300,
355
,
363
,
364
,
378
,
472
–73,
482

Dream Bucket,
346
,
347
,
613

Faber’s views on,
526
–27

factors in,
331
–32,
337

and
401
(k)s,
163

importance of,
295

in the past,
330

payoff of,
315

and rebalancing,
359
–62,
363

and retirement,
159

and risk,
159
,
382
–83

Risk/Growth Bucket,
326
,
336
–39,
612

Security/Peace of Mind Bucket,
302
,
310
,
328
–29,
338
,
612

Swenson’s portfolio,
326
–31,
339

Swenson’s Yale model,
276
,
469
,
471
–74

where to put my money,
292

Atala, Anthony,
410
n,
568

Automatic Millionaire, The
(Bach),
254

average returns,
116
–18,
119

Awaken the Giant Within
(Robbins),
18

Babbel, David,
159
–61,
166
,
397
,
416
,
421
,
429

Bach, David,
254

Bacon, Sir Francis,
3

Badylak, Stephen,
568

bank accounts,
302

Barron’s Roundtable,
524

Basinger, Kim,
6
,
52
,
61

Bass, J. Kyle,
10
,
173
–75,
281
,
455
,
456
,
514
–22,
514

Beating the Dow
(O’Higgins),
398

Bebchuk, Lucian,
461

Beecher, Henry Ward,
24

behavioral economics,
38
,
301

Benartzi, Shlomo,
37
,
66
–67

benchmarks,
146
–47

Benioff, Marc,
15
,
173
,
599

Berg, Joel,
597

Berkshire Hathaway,
459
,
486

Bernanke, Ben,
165
–66,
518
,
520

Berra, Yogi,
352

Biggs, Barton,
96

billionaires vs. millionaires,
208
–10

Black Monday crash (1987),
15
,
46
–47,
350
,
488
,
493

Blakely, Sara,
270
–71,
485

Bogle, John C.,
454
,
457
,
476