MONEY Master the Game: 7 Simple Steps to Financial Freedom (105 page)

of empowerment,
190

limiting,
188
–95

new,
192

power of,
188
–95

as self-fulfilling prophecy,
189
–90

tipping point in,
193

strategy:

breakthrough in,
187
–88,
199

save more and invest the difference,
248
–58

stress:

emotional,
191

financial,
190
–91

physical signs of,
191
,
197

Stronghold Financial,
130
–32,
135
,
163
,
236
,
310
,
358
,
403

Stronghold Wealth Management,
25
,
130

structured notes,
176
–78,
309
–10,
324
–25

student loans,
239
–40

sub accounts,
168
,
424

subconscious mind,
205
–6

success:

clues left by,
9
,
187

destroyed by emotion,
355

psychology of,
189

and unconventional wisdom,
384
–85

without fulfillment,
575

suitability standard,
125
–26

Summers, Larry,
454

Sun Tzu,
369
,
453

survival instinct,
570
,
585

Swensen, David,
91
,
468
,
533

on active management,
165

on asset allocation,
296
,
469
,
471
–74

author’s interview with,
295
–96,
384
,
468
–75

on bonds,
316
,
317
,
318

on brokers,
125

on ETFs,
322
–23

and index funds,
92
,
472

on mutual funds,
102
,
110
,
470
–71,
472

portfolio of,
326
–31,
337
,
339
,
473
–74

on rebalancing,
359

on returns,
276
–77

on reversion to the mean,
471

on risk/reward,
295
–96

Unconventional Success,
469

and Yale endowment fund,
10
,
101
,
110
,
295
,
468
–69

Yale model,
276
,
469
,
471
–74

SwipeOut,
596
–600,
602

Tae Kwon Do,
42
–43

Takahashi, Dean,
469

target-date funds (TDFs),
157
–64,
181

glide paths of,
158

low-cost,
163

misconceptions about,
159
,
162
–64

performance of,
161
–62,
163

and retirement,
158
,
159
,
162
–63

stable value funds vs.,
160

tax-advantage accounts,
235
,
472

tax efficiency,
287
–89,
402

taxes,
35
–37

capital gains,
277

and compounding,
235
,
277
–78,
279
,
445
–46

deferring,
235
,
236
,
278
,
279
,
408

and depreciation,
285
–86

and exclusion ratio,
421
n

and
401
(k)s,
149
–50,
152
,
235
,
472

future,
149
–50,
153
,
236

and home ownership,
308

income,
277
,
290

and moving to another place,
288
–90

and mutual funds,
111
,
114
,
119
,
279
,
472

and planning,
235
–36

and PPLI,
444

and rebalancing,
362

reducing,
273
–80

tax loss harvesting,
362
–63

T-bills,
316

T-bonds,
316

teachers,
266
–67

technology,
87

and agriculture,
264

artificial intelligence (AI),
569
,
570

cloud computing,
xxvii

computers “R” us,
569
–71

disruption caused by,
264
–65

email,
553

and energy,
556
–57

exponential growth of,
564
–65

food,
566

genome project,
565

as hidden asset,
549
–53

and internet expansion,
560
–61

jobs in,
264

and living standards,
554
–55

Maker Revolution,
559
–61

medical,
410
,
551
–52,
557
–59,
562
,
566
–68

nanotechnology,
562
,
567

robotics,
562

SwipeOut,
596
–600,
602

3-D printing,
410
,
561
–62,
567
,
568

technology wave,
562
–63

TED Talks,
18
,
39
,
67

Templeton, Sir John,
61
–62,
350
,
351
,
456
,
524
,
540

author’s interviews with,
61
,
79
,
455
,
540
–45

on gratitude,
79
,
347
,
544
–45,
577

and philanthropy,
62
,
541
,
542
,
602

and savings,
62
,
63
,
542
–43

on trust,
542

1035 exchange,
171

Tepper, David,
263
,
517

Teresa, Mother,
541

Tergesen, Anne,
426
–27

testosterone,
197
,
334

Thaler, Richard,
66
–67,
249

Thatcher, Margaret,
69

Think and Grow Rich
(Hill),
19

$13 trillion lie,
93
,
97

Thompson, Derek,
431

Thoreau, Henry David,
341
,
576

3-D printing,
410
,
561
–62,
567
,
568