The Two-Income Trap (42 page)

regulated/deregulated.
See also
Deregulation of lending industry; Regulations, reregulating lending practices; Usury laws

Iovine, Vickie

Iowa bankruptcy data collection

Jones, Edith

Kilmark, Constance

K-Mart

Lawless, Robert

Layoffs

and family income(fig.)

and two-income families

See also
Bankruptcy, job loss: Unemployment

Learning disabilities

Lee, Sheila Jackson

Loans

home equity loans

loan sharking

Loan to Own practice

long-term/short-term commitments

predatory lending practices

See also
Democratization of credit; Mortgages; Student loans

Long-term care insurance

Los Angeles bankruptcy data collection

Lott, Trent

Managers/supervisors

Markell, Bruce

Marriage

couples who never marry

marital problems.
See also
Divorce

remarrying

Martinez, Arthur C.

Maryland bankruptcy laws

Mather, Cotton

Mawn, Barry

MBNA credit card company

Medicaid

Medical problems.
See
Health issues

Middle class

and consumerism.
See also
Consumption.

in the future

and loss of health insurance

middle-class single mothers.
See also
Mothers, single mothers

and need for two incomes

Minorities

Money
magazine

Morality and debt

Mortgages

costs

deregulation of mortgage lending industry

down payments

FHA-backed

a generation ago

home equity loans

loan to own practice

and redlining

refinancing

second

size of

subprime

See also Forclosure rates; Homes

Mothers

child support for never-married.
See also
Child support

entry into the workforce

and family income a generation ago

single mothers

working, after giving birth

See also
Families, with stay-at-home mothers; Families, with two incomes

Murray, Patricia

NAACP.
See
National Association for the Advancement of Colored People

Nashville bankruptcy data collection

National Association for the Advancement of Colored People (NAACP)

National Collegiate Athletic Association

National Consumer Bankruptcy

Coalition (NCBC)

National Housing Institute

NCBC.
See
National Consumer Bankruptcy Coalition

Newman, Katherine

New York State Banking Department

NOW Legal Defense and Education Fund

Payday loans

Pelosi, Nancy

Pennsylvania

Bankruptcy data collection

Philadelphia

Planning.
See
Financial planning

Police officers

Political contributions.
See also
Campaign finance reform

Porter, Katherine

Pottow, John

Poverty

being “house poor,”

poverty line

Preschool.
See
Education

Professors.
See
Teachers/professors

Public goods

Public housing

Regulations

reregulating lending practices

See also
Deregulation of lending industry

Religious leaders

Renting

Repossessions.
See also under
Automobiles

Republicans.
See also
George W. Bush, Orrin Hatch, Henry Hyde

Retirement/retirement accounts

Risk(fig.)(fig.)

after filing for bankruptcy

of lenders

See also under
Families

Safety issues

and automobiles and car seats

See also
Crime; Violence

Safety net

S&L.
See
Savings and Loan crisis

Saving(s) (fig.)

as tax exempt

Savings and Loan (S&L) crisis

Schill, Michael

School transportation expenses

Schools.
See
Education.

Schor, Juliet

Schumer, Charles

Sears retail chain

Social Security

Disability Insurance (SSDI)

South Dakota usury laws

Sports, college

SSDI.
See
Social Security, Disability Insurance

Steinbeck, John

Student loans

and bankruptcy

Subsidies

Suburbs

Sullivan, Teresa A.

Supply and demand.
See also
Bidding wars

Supreme Court

Taxes

and bankruptcy

on savings

tax credits

Teachers/professors

Tennessee bankruptcy data collection

Texaco

Texas

bankruptcy data collection

bankruptcy laws

Thacher, Thomas D.

Thorne, Deborah

Two-income trap

and one-income families

and single-parent families

See also Families, with one income; Families, with stay-at-home mothers; Families, with two incomes; Safety net

Unemployment

unemployment insurance

See also
Layoffs

United Airlines

Universities.
See also
Education, college education

Urban centers

urban flight

Usury laws

Vacation spending

Values

Violence

Violence Against Women Act

Voucher programs.
See under
Education

Wachter, Susan

Wages

differential in men’s/women’s

garnishing

growth of women’s

Weill, Sandy

Weitzman, Lenore

Welfare

Westbrook, Jay Lawrence

Widows

Wisconsin, University of

Women

bankruptcy and

childless

education

income

legal protections

in the workforce

See also Divorce; Families; Feminism; Mothers; Women’s movement

Women’s movement.
See also
Feminism

Woolhandler, Steffie

YWCA

Elizabeth Warren
is the Leo Gottlieb Professor of Law at Harvard Law School. She has coauthored six books on bankruptcy and commercial law, including the prizewinning
As We Forgive Our Debtors
and
The Fragile Middle Class.
She was senior adviser to the 1997 Congressional Bankruptcy Review Commission on Bankruptcy. In 1998, the
National Law Journal
named her one of the Fifty Most Influential Women Lawyers in America. She is the mother of two grown children, and she lives in Cambridge, Massachusetts, with her husband.

 

Amelia Warren Tyagi
holds degrees from Brown University and the Wharton School at the University of Pennsylvania. She worked as a consultant for McKinsey & Company, where she specialized in health care and public education. In 1999, she cofounded a health benefits firm, HealthAllies. She lives in Los Angeles with her husband and their two-year-old daughter.

 

Warren and Tyagi are mother and daughter. This is their first book together.

Copyright © 2003 by Elizabeth Warren and Amelia Warren Tyagi

 

Published by Basic Books,

A Member of the Perseus Books Group

 

Hardback first published in 2003 by Basic Books

Paperback first published in 2004 by Basic Books

 

All rights reserved. No part of this book may be reproduced in any manner whatsoever without written permission except in the case of brief quotations embodied in critical articles and reviews. For information, address Basic Books, 387 Park Avenue South, New York, NY 10016-8810

 

Books published by Basic Books are available at special discounts for bulk purchases in the United States by corporations, institutions, and other organizations. For more information, please contact the Special Markets Department at the Perseus Books Group, 11 Cambridge Center, Cambridge, MA 02142, or call (617) 252-5298, (800) 255-1514 or e-mail [email protected].

 

 

Warren, Elizabeth.

The two-income trap : Elizabeth Warren and Amelia Warren Tyagi. p. cm.

eISBN : 978-0-465-00991-6

1. Dual-career families—United States. 2. Family—Economic aspects—United States. 3. Bankruptcy—United States. I. Tyagi, Amelia Warren, 1971- . II. Title.

 

HQ536.W35 2003

306.3’6’973—dc21

2003010496

 

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